About BankChamps and Kevin
Founded on the firm belief that local SMEs are crucial cornerstones to Singapore’s economy; whereby they make up 99% of businesses, contribute to over 50% of national GDP and account for 70% of nation-wide employment, BankChamps recognizes the predominant economic role of local SMEs. Thus, our corporate principals are built on the fundamental basis of forging long-term relationships with our clients.We specialize in assisting Small Medium Enterprises (SMEs) towards Loan applications to our panel of banks and financial institutions; and simultaneously provide customized business solutions tailored to each and every SME. With our collective expertise and strong network, BankChamps is the ultimate business partner every SME can leverage on in pursuit of resilient and long-term corporate growth. Presently, BankChamps possesses in-house consultants who are thoroughly and professionally trained to provide 1 to 1 personalized customer service for our clients. We also work with numerous alliance brokers and consultants to attain serving a wider market network of SMEs.
In essence, BankChamps all-rounded understanding of the complete credit process is what translates into our high success rates for loan approvals.
Financial Instruments
Term Loan
Overdraft Facilities
Equipment & Machinery Loan
Trade Facilities (LC/ TR/ BG)
Project Financing
Government Grants
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Our Successful Case Studies
Short Term Loan
Marine ship chandelling company has been in the business for more than 20 years with an annual sales turn over of almost S$20m. Due to company reorganization and expansion, they required funding for growth. Many bankers and consultants approached them but none could provide them a satisfying interest rate and quantum. The standard market terms and conditions prove unattractive to this company also. Bankchamps came in and secured a lower than bank’s normal interest rates for the company and helped them to secure more than S$1m cash term loan within a short time of 30 days.
Commercial Property Refinancing
An established and well known SME in Singapore has a building to refinance. They have received quotations from several banks but the rates for refinancing were not attractive enough. Through an introduction to Bankchamps and Kevin, we reviewed their financials and business models again. Bankchamps redo the whole case presentation and guided the customer on every step of the application. Eventually, Bankchamps secured a rate cheaper than what the banks were offering and the client saved 5 figures in savings from interests!
Equipment Financing
A construction company required new machines for business expansion. They have received quotations from several machinery suppliers already and were planning to get financing. However, due to their financial status presented, it was very difficult for this company to secure financing for their machines despite a viable business model. Bankchamps came in and listened to their difficulties. We rework on the presentation, rework on some of the areas in the company to improve their business models and resubmit the application. Eventually, the company got all their machines financed!
Trade Financing
A software and hardware company was doing a lot of trading and experienced a jump in sales. However, due to the cash flow turn around time, they required for financing to purchase their goods. Bankchamps came in to work out the total volume of their average monthly trade and planned out a progressive financing structure for them. Due to their business nature, Bankchamp worked out a more complex financing structure that involves multiple facilities with trade finance being the major instrument.
Kevin Yu
MANAGING DIRECTORKevin comes from an illustrious career background with over a decade of experience in agency management in the insurance sector. A people person and highly driven, Kevin is a professional who exudes a warm and caring personality and takes great passion in serving the corporate finance industry. Having based overseas for some years during the course of his career, Kevin has garnered excellent business acumen in relation to foreign markets, and along with his 20 years of dedication and focus in the finance sector, he has made a mark for himself as a well engaged financial consultant. In the last 19 years of corporate consulting, Kevin and his team have assisted more than a thousand SMEs to successfully acquire financing through their strong network of 25 financial institutions, with a loan amount totalling more than $196 million.
William Lin
BUSINESS DEVELOPMENT DIRECTORWilliam has over 10 years of operational managerial experience managing different departments within SIA. Subsequently, he ventured into the banking industry managing both retail and SME banking. Over his next 8 years of career in the banking and SME lending industry, William has helped over 100 SME clients secured financing for their business growth. Currently William oversees in helping Bankchamps Pte Ltd to manage internal systems, explore new business growth and initiatives and training of consultants new to the SME lending trade.
EY Teoh
FINANCING STRATEGISTEY has accumulated 20 years of experience in auditing, accounting, taxation, HR, Procurement, and Financial Management. His previous career includes working with a SGX Listed company and is experienced in field of Construction specializing in Business Development, Finance and Strategic Planning. EY was also awarded the Emerging Enterprise Award in 2012. Currently EY is a fellow member of the Association of Chartered Certified Accountant and a member of the Institute of Singapore Chartered Accountants.
OUR VAST NETWORK AND EXPERIENCE
Anthony Ho / Director, Retail F&B
Thank you for helping my restaurant, Vita Italiana Restaurant, get the $100k loan from Maybank and Spring Singapore. We are glad to engage your company as you have proven not only to be fast and professional but also able to guide us step by step throughout the whole process. Your connection with all the banks has also proven to be very advantageous to us as it will be very tedious for us to try to go to all the banks one by one. I highly recommend you to any company that is exploring to get loan from the banks for their business requirements.
Jacqueline / Director, Engineering Company
Thank you for everything you have done for our company. Without your help, our lives will be very difficult. I will never forget your kindness, please accept my little thanks. Best wishes for 2016.
Yumiko / Director, IT Software Company
We wish to express our thanks to Kevin who assisted us in obtaining corporate loans for our working capital and expansion needs. Kevin advised us on the eligibility, procedures and forms and guided us with his expertise in approaching the banks and the loan quantum expected. He is patient and thorough during the entire loan application process. I highly recommend Kevin Yu's professional attitude and services for any SME requiring bank loan facilities.
Alex Tan / CEO, Retail Company
Kevin and his team were indeed very helpful and experienced in their work. We are grateful for their help in such difficult times in securing a healthy amount of financing for our company. It was a fast and hassle-free experience working with Bankchamps.
Bank and Financial Institution we are working closely with:
- Anext Bank
- American Express
- Bibby Financial Services
- Bank of East Asia
- Bank of China
- CIMB
- Citibank
- DBS
- Ethoz Capital
- Fundtier
- HSBC
- Hong Leong Finance
- Hitachi
- IFS Capital
- ICBC
- Maybank
- OCBC
- Orix Capital
- RHB
- Sing Investment
- Singapura Finance
- Standard Chartered Bank
- UOB
- Validus Capital
OUR TRUSTED FINANCING PARTNERS
